SnugBit helps you earn, save, and grow, using real UK apps I personally use to stack bonuses and build passive income.
CashBack
Earn money back on the things you already buy, from coffee runs to big-ticket purchases.
Banking & Investing
Tools I use to manage money, save smarter, and grow investments, whether it’s day-to-day spending or building long-term wealth.
Build Your Credit Score
Simple tools to help boost your score and unlock better finance deals.
⚠️FINANCIAL DISCLAIMER⚠️
Nothing on this site is financial advice. I share tools and platforms I personally use, but please do your own research or speak to a qualified advisor before making any financial decisions.
Cashback
Cashback & Rewards 💸
Cashback is a simple way to earn money back on your everyday spending.
When you shop through a cashback app or link, the retailer pays a small commission and the app passes part (or all) of it back to you as cash or rewards.I only list services I’ve personally used, like TopCashback for online purchases and Cheddar for instant, in-store offers.
It’s free to use, takes minutes to set up, and if you’re consistent, those small amounts can add up fast.
What I use
Cheddar lets you earn cashback on everyday purchases without needing to change your routine. Whether it’s your morning coffee, a Greggs run, food deliveries, or local stores, Cheddar tracks your spending and pays you back automatically.The app is clean, quick to set up, and payouts usually land fast. There’s no messing about with vouchers or codes - just link your card, shop as normal, and watch your cashback grow.On top of that, their referral program is solid: invite friends and you can earn £2–£10 per person in bonus cashback, making it even easier to stack rewards. (Link is the Cheddar header)
TopCashback gives you a simple way to earn money back on the things you’re already buying online. From big-name retailers to travel bookings and insurance, they partner with thousands of brands to give you a slice of the commission, instead of keeping it themselves.Sign up, search for the store you want, click through, and shop as normal. Cashback tracks automatically and can be withdrawn to your bank, PayPal, or as gift cards.They also have one of the UK’s most generous referral programs: invite friends and earn up to £25 per person when they start earning cashback themselves. (Link is the TopCashBack header)
Banking and investing
Managing money shouldn’t be boring or complicated. I use these apps every day, from quick, easy banking for daily spending and travel, to investing platforms that help grow my savings over time. They’re all UK-friendly, secure, and designed to make your money work harder for you. Whether you want to track your spending, save smarter, or start building an investment portfolio, these picks are my go-to.
Revolut is hands-down my favourite banking app, it’s like having a bank, a travel card, and a money manager all in your pocket. I use it for everyday spending, splitting bills with mates and getting real-time notifications on every transaction.When I’m abroad, there are no nasty exchange rate surprises, just fee-free currency conversion at the real market rate. I stash spare change into savings vaults automatically and I love the built-in budgeting tools that keep me on track without even trying.If you fancy going further, you can buy and sell crypto or stocks right inside the app, making it a proper all-in-one money hub. It’s quick, secure, and genuinely fun to use.Sign up through my link, order your free card, and make one quick purchase, you’ll unlock an exclusive welcome bonus. (Link is in the Revolut header)
I use InvestEngine for hands-off investing in ETFs — it’s low-cost, super easy to use, and perfect for building long-term wealth. You can invest through a General Investment Account or ISA, and set it up to run on autopilot or pick your own ETFs if you want more control.
Sign up through my link and you’ll get a £25–£100 welcome bonus (depending on how much you invest to start) — an easy win to kickstart your investing journey. (Link is in the Invest Engine header)
Build Your Credit Score
A better credit score can mean cheaper borrowing, bigger approvals, and less hassle when you need finance.Here you’ll find legit UK tools I’ve personally used (or tested) that help you grow your score over time, no dodgy hacks, just smart moves.From saving-as-you-go with Loqbox, to making your bills work harder with Experian Boost, these are easy wins you can stack.
Build your credit score while saving money. You set aside a fixed amount each month, and Loqbox reports your “loan” repayments to the credit agencies. At the end of the year, you get every penny back, free of interest. It’s a simple, commitment-free way to show lenders you can manage credit, without actually taking on debt. (Link is in the Loqbox header)
An easy, free way to instantly give your credit score a lift. Link your bank account to Experian and it will add things like Netflix, Spotify, and other regular bills to your credit history, even if they weren’t counted before. Many people see an instant increase in their score in just a few minutes.
(Link is in the Experian Boost header)